We understand that some parents worry about being able to afford their child’s dental care, especially when many pediatric dentists and orthodontists don’t accept insurance. The team at Chicago Pediatric Dentistry & Orthodontics truly believes that every child should have access to the specialized care they need, which is why our dental office is proud to accept almost all PPO dental insurance plans. With us, you can take care of your favorite smile and your wallet at the same time! Keep reading to learn more about how you can use your insurance at our dental office.
We Welcome All Dental Insurance
Understanding How Dental Insurance Works
In exchange for a monthly premium, people with dental insurance gain access to sizeable discounts on a wide variety of services, but unlike medical insurance, the benefits tend to lean more towards prevention. This is because by attending regular preventive appointments, a patient can take care of minor dental problems early, saving them from having to get more involved (and expensive) procedures over time. Most plans also work on a calendar year or 12-month cycle in which the annual maximum coverage resets.
What Your Dental Insurance Plan Covers
While every dental insurance plan is a little different, most have benefits that work something like this:
- Preventive services , like checkups, cleanings, X-rays, and dental sealants are covered 80-100%.
- Restorative services , such as fillings, crowns, pulp therapy, and extractions are covered 45-75%.
- Orthodontic care can also be partially covered, though many will only pay for braces for patients under 18.
So what is the best way to get the most out of your dental insurance? It really depends on your child’s particular needs and situation, but in most cases, simply having them attend their two recommended checkups and cleanings each year is the easiest way to keep their teeth healthy and maximize your coverage at the same time.
Our In-Network PPO Dental Insurance Providers
Chicago Pediatric Dentistry & Orthodontics is proud to be in-network with many of the most popular providers of PPO dental insurance. Being in-network simply means you’ll be able to save more on your dental care with us versus visiting a pediatric dental office that is out-of-network with your plan, and we make reimbursing your benefits much simpler as well. We’re happy to be one of the rare specialty dental offices in the area that does this, and it’s all in an effort to put more smiles on people’s faces.
We accept the following dental insurance plans:
- Delta Dental Premier
- Sunlife Financial
- Metlife (Orthodontic Coverage)
- Blue Cross Blue Shield
- United Concordia
- United Healthcare Insurance PPOs (Contact us for specific plans)
- And many more! Ask our friendly team if we take your plan