{"id":219,"date":"2024-10-31T03:55:15","date_gmt":"2024-10-31T03:55:15","guid":{"rendered":"https:\/\/www.chicagopedoortho.com\/blog\/?p=219"},"modified":"2024-11-08T04:01:17","modified_gmt":"2024-11-08T04:01:17","slug":"making-the-most-of-your-childs-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.chicagopedoortho.com\/blog\/2024\/10\/31\/making-the-most-of-your-childs-dental-insurance-benefits\/","title":{"rendered":"Use it or lose it: Making the Most of Your Child\u2019s Dental Insurance Benefits"},"content":{"rendered":"
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\"A<\/figure><\/div>\n\n\n

With Halloween behind us and the winter holidays right around the corner, now is the time to take advantage of your remaining dental insurance benefits for 2024. If your child is on your plan, you may have unused treatments<\/a> to take advantage of before the clock strikes midnight on New Year\u2019s Eve. Here are a few important ways to take advantage of your benefits, and why it\u2019s so important to use them before the start of 2025!<\/p>\n\n\n\n\n\n\n\n

Use it or lose it<\/h2>\n\n\n\n

When it comes to your child\u2019s dental insurance benefits, if you don\u2019t use them, you\u2019ll lose them. That\u2019s because if there are any services or treatments you don\u2019t take advantage of in 2024, they won\u2019t roll over into 2025. If you\u2019ve already met your deductible, it will reset on January 1, 2025, so any money you\u2019ve used towards it in 2024 will no longer be applied. Thus, any new treatments in 2025 will require you to spend more out of pocket.<\/p>\n\n\n\n

Important Treatments<\/h2>\n\n\n\n

If you\u2019ve been putting off important treatments for your child like a filling, extraction, or braces, you can save money now by taking care of it before the new year. Furthermore, most plans will cover two exams and cleanings per year, and some will even cover dental sealants and fluoride treatments. Thus, if you aren\u2019t taking advantage of these, you are essentially throwing your money away by paying for coverage you don\u2019t use.<\/p>\n\n\n\n

Increased Fees<\/h2>\n\n\n\n

In addition to your deductible resetting, Jan 1 is also the time that some policies increase in cost, so you may be paying more up front for the same services in 2025. This means it may be more affordable to pay for treatments with copays now before they increase in price next year.<\/p>\n\n\n\n

When to Cover Kids<\/h2>\n\n\n\n

If you are planning to continue your dental coverage in 2025, be sure to add your kids during your plan\u2019s open enrollment. Children should begin seeing the dentist regularly between six months to a year old, even if they do not yet have teeth. This not only helps get them comfortable with your family dentist, but it also helps your dentist keep a close eye on their oral health and the growth and development of their teeth and jaw.<\/p>\n\n\n\n

Remember, with 2025 right around the corner, now is the time to schedule the rest of your child\u2019s dental appointments for 2024. Make the most of your benefits by ensuring that they have had all their exams and cleanings and take care of any untreated oral health problems before the clock strikes midnight on January 1!<\/p>\n\n\n\n

About Our Practice<\/h2>\n\n\n\n

At Chicago Pediatric Dentistry & Orthodontics<\/a>, we want what\u2019s best for your child\u2019s oral health, which is why we want to make sure that you use your dental insurance benefits before the new year. Protecting their teeth and gums isn\u2019t just good for your wallet, but it\u2019s good for their overall health and well-being. Don\u2019t delay important preventive and restorative oral health care. Schedule an appointment on our website<\/a> or by calling us at 312-766-0995 before 2025 so your child can start the new year with a smile!<\/p>\n","protected":false},"excerpt":{"rendered":"

With Halloween behind us and the winter holidays right around the corner, now is the time to take advantage of your remaining dental insurance benefits for 2024. If your child is on your plan, you may have unused treatments to take advantage of before the clock strikes midnight on New Year\u2019s Eve. Here are a […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-219","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"\nUse it or lose it: Making the Most of Your Child\u2019s Dental Insurance Benefits | Chicago Pediatric Dentistry & Orthodontics Blog<\/title>\n<meta name=\"description\" content=\"Don\u2019t let the clock strike midnight this New Years Eve before you\u2019ve used your child\u2019s dental insurance benefits!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.chicagopedoortho.com\/blog\/2024\/10\/31\/making-the-most-of-your-childs-dental-insurance-benefits\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" 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